RETIREE MEDICAL

UHC Advantage plan, really?? To whom's advantage? certainly not ours. MOST PHYSIANS DO NOT TAKE THIS PLAN>

 

That’s why Pfizer did it! They respect their employees and retirees.

 

#1 Nonsense; it is primarily a pharma plan and most accept it. Unless you live in nowheresville.

 

Correct-It's actually one of the better ones out there.

 

Yes but they rep you on price and steal from your retiree medical subsidy!!!!!!!!!!!!!!

 

What are you possible talking about???

 

Absolute truth. Only two choices, UHC or Horizon, and there's no difference in price or coverage. To get the same coverage as employee, you have to pay co-insurance of roughly $400/mo for you and spouse. What you don't see is the $15,000 / year / for 2, they drain out of your retiree health account to cover the "benefit" side. You have no option to shop what so ever. The money can only be used for one of those plans.

Retiree dental is an equal rip. Price quote was $113 / mo / for 2, underwritten by Metlife. Went directly to Metlife and got the exact same coverage for $89 / mo.

They really need to do a better job at negotiating rates.

 

Why? They don’t care.

 

UHC is great. Never a problem. Have had no problems. Many in- network providers, labs, facilities, etc. Actually it’s hard to find one that’s not in netepwork.

 

Very very poor but better than nothing