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  #1  
Old 09-25-2013, 03:27 PM
Anonymous
 
Posts: n/a
Argue 2014 Pfizer Medical Plans?

What is the word on what medical plans (and associated costs) Pfizer is offering employees and retirees for 2014?
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  #2  
Old 09-25-2013, 05:36 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Depends on the state exchange. No way Pfizer going to offer Cadillac health plans at $20,000 a year when they can dump you on a state exchange for $2,500.
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  #3  
Old 09-26-2013, 08:12 AM
Anonymous
 
Posts: n/a
Party Re: 2014 Pfizer Medical Plans?

If Frank thinks he can save that much money on every employee it will be HR's number one priority to work on using healthcare exchanges. My predictions:

For active employees the same medical plans for 2014 but everyone gets moved into PRIVATE healthcare exchanges starting in 2015.

For retirees, move them all into PUBLIC healthcare exchanges as soon as possible. The notion that 25-30 years of work at Pfizer entitles a person to get 25-30 years of a very comfortable retirement paid for by Pfizer is dead.

It's the usual American story. We spent all our time and energy fighting changes in healthcare instead of working TOGETHER to create something really good - now we'll all get screwed by big corporations who will exploit the situation to maximize their profits at our expense. And you'll all blame Obama. Duh!!!!! It's a classic case of natural selection.........
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  #4  
Old 09-26-2013, 09:04 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
If Frank thinks he can save that much money on every employee it will be HR's number one priority to work on using healthcare exchanges. My predictions:

For active employees the same medical plans for 2014 but everyone gets moved into PRIVATE healthcare exchanges starting in 2015.

For retirees, move them all into PUBLIC healthcare exchanges as soon as possible. The notion that 25-30 years of work at Pfizer entitles a person to get 25-30 years of a very comfortable retirement paid for by Pfizer is dead.

It's the usual American story. We spent all our time and energy fighting changes in healthcare instead of working TOGETHER to create something really good - now we'll all get screwed by big corporations who will exploit the situation to maximize their profits at our expense. And you'll all blame Obama. Duh!!!!! It's a classic case of natural selection.........
It is Obama's fault. Dumbass knows nothing about the medical system but thought he was smart enough to change it and instead it's ruined.

But you're right that it will wait until 2015 because Obama gave waivers to his big corporate cronies until after the 2014 congressional elections. Once the election is over, given an electoral victory for the Dems, the waivers will end, corporations will drop health coverage and pay back their dem buddies with huge donations as a thank you.

It's not natural selection, it's unholy corruption.
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  #5  
Old 09-26-2013, 09:53 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

don't want your tax payer dollars going to support the poor?

Then quit claiming you want a Christian nation, because you don't.
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  #6  
Old 09-26-2013, 10:29 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
don't want your tax payer dollars going to support the poor?

Then quit claiming you want a Christian nation, because you don't.
Maybe a person wants to help the poor.....but they do not want our non-Christian government being the decision maker and handler of their money. After all, the Gov has mishandled billions and billions of our tax dollars throughout the years
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  #7  
Old 09-26-2013, 01:23 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
Maybe a person wants to help the poor.....but they do not want our non-Christian government being the decision maker and handler of their money. After all, the Gov has mishandled billions and billions of our tax dollars throughout the years
great, on to question 2: "based on biblical teaching, do you accept the following as fact: talking snakes? "yes, Genesis 3:1"
talking donkeys? "yes, Numbers 22:28!"

Gods that impregnate humans?
"of course"
unicorns?
"yes, Numbers 22:22"
dragons?
"absolutely - Deuteronomy, Job, Psalms, Isaiah, Jeremiah and Malachi all speak of dragons"

What about suicidal, demon possessed, cliff jumping pigs?
"so it is written in Mark 5:13"

and finally, did you do as I commanded and sell each and every one of your possessions and give all your money to the poor?

"well, wait, do what?"

yeah - Luke 14:26 and Luke 18:18-22! I said it twice for Pete's sake! You have to sell everything you own to be able to inherit eternal life

"seriously, I thought that was metaphorical"
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  #8  
Old 09-26-2013, 02:59 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
great, on to question 2: "based on biblical teaching, do you accept the following as fact: talking snakes? "yes, Genesis 3:1"
talking donkeys? "yes, Numbers 22:28!"

Gods that impregnate humans?
"of course"
unicorns?
"yes, Numbers 22:22"
dragons?
"absolutely - Deuteronomy, Job, Psalms, Isaiah, Jeremiah and Malachi all speak of dragons"

What about suicidal, demon possessed, cliff jumping pigs?
"so it is written in Mark 5:13"

and finally, did you do as I commanded and sell each and every one of your possessions and give all your money to the poor?

"well, wait, do what?"

yeah - Luke 14:26 and Luke 18:18-22! I said it twice for Pete's sake! You have to sell everything you own to be able to inherit eternal life

"seriously, I thought that was metaphorical"
HUH?
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  #9  
Old 09-27-2013, 12:06 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

As a recent retiree (2 years ago) I am expecting to see a change in the Retiree Healthcare Program within no more than one year. By change I mean a stipend from the company to purchase our own insurance wherever we can get it.

Company can lock down it's costs, reduce administrative and personnel costs and transfer responsibility to the retiree.

At some point this has to happen for active employees as well.
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  #10  
Old 09-27-2013, 05:02 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

I am expecting "the letter" any day now telling retirees Good Luck and Good Riddance. Things msy noy be too much worse for retirees than the Medicare Carve Out plan in effect for the last couple of years is now. It is a very high deductible and literally pays nothing. Pfizer knew Obamacare was on the horizon and started planning and changing coverages a few years ago. Pfizer supports Obama - what more can be said.

The democrats have screwed our citizens. They told the uninformed that Obamacare would lower costs and increase coverages. Ha. It's the reverse of that. Now, people are finding out the truth that "yeah, monthly rates may be a little less in some instances," but people are now learning that the deductibles have doubled, tripled and quadrupled and they have higher monthly premiums.

Thanks to B.O., Reid, Pelosi for "taking care of us," and passing a bill that wasn't even read to know the pitfalls and glitches. Idiots should be voted from office.
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  #11  
Old 09-27-2013, 05:17 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

"If you like the health insurance you have, you can keep it" Barry H Obama
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  #12  
Old 09-27-2013, 05:22 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
don't want your tax payer dollars going to support the poor?

Then quit claiming you want a Christian nation, because you don't.
Who said it was Christian nation? And why would a Christian nation elect a Muslim to be president?

It is Obama who is destroying the healthcare system. He is the dumbest, least competent president this nation has seen except for Jimmy Carter. But he lies more boldly and blatantly than Bill and Hillary ever could lie and get away with it.
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  #13  
Old 09-27-2013, 06:56 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
If Frank thinks he can save that much money on every employee it will be HR's number one priority to work on using healthcare exchanges. My predictions:

For active employees the same medical plans for 2014 but everyone gets moved into PRIVATE healthcare exchanges starting in 2015.

For retirees, move them all into PUBLIC healthcare exchanges as soon as possible. The notion that 25-30 years of work at Pfizer entitles a person to get 25-30 years of a very comfortable retirement paid for by Pfizer is dead.

It's the usual American story. We spent all our time and energy fighting changes in healthcare instead of working TOGETHER to create something really good - now we'll all get screwed by big corporations who will exploit the situation to maximize their profits at our expense. And you'll all blame Obama. Duh!!!!! It's a classic case of natural selection.........
Your PAC $ @ work. Let's pick up those donation forms Pfeople!
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  #14  
Old 09-27-2013, 11:21 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

When is enough enough? Where's the American people's "red line" I'm sick of paying all these taxes for shit I don't support or don't want. I don't want to live in a socialistic society, and sadly, that's what America is becoming. We are more divided then ever, and that never leads to anything good.
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  #15  
Old 09-28-2013, 02:08 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
When is enough enough? Where's the American people's "red line" I'm sick of paying all these taxes for shit I don't support or don't want. I don't want to live in a socialistic society, and sadly, that's what America is becoming. We are more divided then ever, and that never leads to anything good.
Thank Jeff Kindler, Sally Sussman,,,,you know the drill. Pfizer got a back door deal. Ian Read installed last week on Obama's Jobs and Export Council. Back scratching is how this works.
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  #16  
Old 09-28-2013, 08:08 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

So in other words, no one has any idea!
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  #17  
Old 09-28-2013, 11:42 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

It is pretty clear now how this will all go down. Employers got a year delay in their mandate. This gives them one year to allow the exchanges to be fully in place for 2015 when all employers with >50 employees will have to provide insurance. Now what do you think most to all of the employers will do for 2015?? They will enroll their employees in the exchanges that have much higher out of pocket expenses for the employee. Only now are people realizing that the exchanges are offering much higher out-of-pocket expenses. Companies love shifting costs away from them. Insurance companies love saving money by making the insured use less health care and have to pay much more themselves. It is the employee who gets screwed with Obamacare.
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  #18  
Old 09-28-2013, 04:13 PM
Anonymous
 
Posts: n/a
Banghead Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
I am expecting "the letter" any day now telling retirees Good Luck and Good Riddance. Things msy noy be too much worse for retirees than the Medicare Carve Out plan in effect for the last couple of years is now. It is a very high deductible and literally pays nothing. Pfizer knew Obamacare was on the horizon and started planning and changing coverages a few years ago. Pfizer supports Obama - what more can be said.

The democrats have screwed our citizens. They told the uninformed that Obamacare would lower costs and increase coverages. Ha. It's the reverse of that. Now, people are finding out the truth that "yeah, monthly rates may be a little less in some instances," but people are now learning that the deductibles have doubled, tripled and quadrupled and they have higher monthly premiums.

Thanks to B.O., Reid, Pelosi for "taking care of us," and passing a bill that wasn't even read to know the pitfalls and glitches. Idiots should be voted from office.
Actually you and your fellow retirees have been screwing the citizens. You've only paid for one-third of the medicare dollars you'll all sucking up. The working stiffs in this country have been paying for your expensive healthcare while you're trying your best to stop other people from getting affordable healthcare. You're a grey hypocrite. If I had my way I'd reduce your medicare coverage from 80% to 30% of your expenses (hey, that's what you've paid for). Then you'd be joining the real world we all have to live in.
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  #19  
Old 09-28-2013, 04:22 PM
Anonymous
 
Posts: n/a
Party Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
It is pretty clear now how this will all go down. Employers got a year delay in their mandate. This gives them one year to allow the exchanges to be fully in place for 2015 when all employers with >50 employees will have to provide insurance. Now what do you think most to all of the employers will do for 2015?? They will enroll their employees in the exchanges that have much higher out of pocket expenses for the employee. Only now are people realizing that the exchanges are offering much higher out-of-pocket expenses. Companies love shifting costs away from them. Insurance companies love saving money by making the insured use less health care and have to pay much more themselves. It is the employee who gets screwed with Obamacare.
Obamacare was written with the expectation that the healthcare coverage big companies offered their employees wouldn't change. If corporate leadership see this as an opportunity to make even bigger profits by dumping employees onto either private or public healthcare exchanges the shame of that is on them. You'd have to be dumb as a rock to blame Obama when corporate leadership screws you. Oh wait - they've been screwing you for the past 10 years and you still haven't figured it out.........
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  #20  
Old 09-29-2013, 12:34 AM
Anonymous
 
Posts: n/a
Party Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
Obamacare was written with the expectation that the healthcare coverage big companies offered their employees wouldn't change. If corporate leadership see this as an opportunity to make even bigger profits by dumping employees onto either private or public healthcare exchanges the shame of that is on them. You'd have to be dumb as a rock to blame Obama when corporate leadership screws you. Oh wait - they've been screwing you for the past 10 years and you still haven't figured it out.........
You have to be dumb as a rock not to understand that it is Obamacare that will ALLOW companies to dump their employees into a higher cost health exchange. They call them morons for a reason. Same folks that devised Obamacare and wrote the law to allow this to happen, among lowering the quality of everyone's healthcare in the process. When people really see how much more they will be paying in premiums for less healthcare benefits, they will revolt against the Libtards. Like Krauthamer said, when the other side is trying to commit ______, let them. All the Republicans need to do is stay out of the way.
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  #21  
Old 09-29-2013, 11:34 AM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
You have to be dumb as a rock not to understand that it is Obamacare that will ALLOW companies to dump their employees into a higher cost health exchange. They call them morons for a reason. Same folks that devised Obamacare and wrote the law to allow this to happen, among lowering the quality of everyone's healthcare in the process. When people really see how much more they will be paying in premiums for less healthcare benefits, they will revolt against the Libtards. Like Krauthamer said, when the other side is trying to commit ______, let them. All the Republicans need to do is stay out of the way.
Sad thing is, America suffers. People like yourself forget that we are American citizens first Dems/Rep second. Deadbeats need to get with the program and get moving. Uber wealthy need to stop hoarding wealth.

Prior to the ACA a company could choose to offer benefits or not offer benefits. The ACA didn't allow a company to do anything. Unless you're implying companies will drop better, more costly plans, and sell their employees on the ACA as a good option. At which point you should go back and read the PP's assertion that companies will do anything to enrich the execs.

The quality of healthcare will not be lowered in the US. Trillions of dollars will still flow into the healthcare system. More money will be spent caring for people, HC systems are motivated by $ why would quality of care go down? Sure less tests will be run, and Providers will potentially earn less due to quality measures not being met. But a patient seeing a doctor for a chronic disease every 3 months and not seeing any improvement is a drain. Docs due their part, counsel rx, if a patient fails to do their part (diet/exercise/try to improve health) let them. Only we won't pay for your care. Your assertion is a myth.

What the ACA WILL do is speed up the failure of the US economy. This program will be such a drain on the economy. Every year we'll be having the same argument about increasing the debt ceiling. The difference will be which party refuses to increase the limit. Next time it'll be the Dems trying to de-rail a Republican President. Thank god for that.
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  #22  
Old 09-30-2013, 01:53 PM
Anonymous
 
Posts: n/a
Party Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
........Sad thing is, America suffers. People like yourself forget that we are American citizens first Dems/Rep second.........
Now stop right there. Saying we are American citizens first then Dems/Reps is a socialist attitude that is downright un-American. We are not all in this together. Conservatives love the power and materialism that America is but they despise all other Americans. They really hate them and will fight to prevent them from getting affordable healthcare.

Currently 45,000 Americans a year die because they have inadequate healthcare coverage. Millions have no healthcare coverage at all. One-half of all personal bankruptcies are due to healthcare bills but as none of these people are Conservatives they don't count. That's why Boehner is determined to stop poor Americans from getting affordable healthcare coverage. They don't count. Even though our healthcare system ranks #17 of the world for effectiveness and is over twice as expensive as other first-world countries it does take care of the rich very, very well and that's all that counts in America.

Sad but true.....
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  #23  
Old 09-30-2013, 06:57 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Will there still be free Viagra for retirees under the Rx plan?
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  #24  
Old 09-30-2013, 08:27 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
Actually you and your fellow retirees have been screwing the citizens. You've only paid for one-third of the medicare dollars you'll all sucking up. The working stiffs in this country have been paying for your expensive healthcare while you're trying your best to stop other people from getting affordable healthcare. You're a grey hypocrite. If I had my way I'd reduce your medicare coverage from 80% to 30% of your expenses (hey, that's what you've paid for). Then you'd be joining the real world we all have to live in.

If I had my way, I'd get rid of all employees like you who come here on a rampage about those who have retired after giving many years to this company. As far as what I cost medicare, you have no idea what I cost medicare, nor do you know anyone else. You need to take a chill pill and relax. You a bitter person.
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  #25  
Old 10-01-2013, 01:03 PM
Anonymous
 
Posts: n/a
Lol Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
Now stop right there. Saying we are American citizens first then Dems/Reps is a socialist attitude that is downright un-American. We are not all in this together. Conservatives love the power and materialism that America is but they despise all other Americans. They really hate them and will fight to prevent them from getting affordable healthcare.

Currently 45,000 Americans a year die because they have inadequate healthcare coverage. Millions have no healthcare coverage at all. One-half of all personal bankruptcies are due to healthcare bills but as none of these people are Conservatives they don't count. That's why Boehner is determined to stop poor Americans from getting affordable healthcare coverage. They don't count. Even though our healthcare system ranks #17 of the world for effectiveness and is over twice as expensive as other first-world countries it does take care of the rich very, very well and that's all that counts in America.

Sad but true.....



What complete, unmitigated, revolving B.S. Tell me: Why would Boehner be personally determined to deny health care to anyone? Tell me: Out of what dark orifice did you pull the 45,000 figure? For that matter, where did your other "data'' come from? You really should consider moving to a haven of equality like, perhaps, Cuba, Russia, or maybe North Korea.
I guess your data explains why we see so many Americans striving to cross the border into Mexico and why we see so many of our citizens moving to the Mideast. And don't forget the legions moving to Russia to become waitresses or bartenders. Did you not make budget or something to put you in such a foul mood?
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  #26  
Old 10-01-2013, 05:05 PM
Anonymous
 
Posts: n/a
Cool Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
What complete, unmitigated, revolving B.S. Tell me: Why would Boehner be personally determined to deny health care to anyone? Tell me: Out of what dark orifice did you pull the 45,000 figure? For that matter, where did your other "data'' come from? You really should consider moving to a haven of equality like, perhaps, Cuba, Russia, or maybe North Korea.
I guess your data explains why we see so many Americans striving to cross the border into Mexico and why we see so many of our citizens moving to the Mideast. And don't forget the legions moving to Russia to become waitresses or bartenders. Did you not make budget or something to put you in such a foul mood?
The 45,000 deaths per year came from a 2009 study done by Harvard.

The % of bankruptcies caused by health care bills came from a Businessweek article. They actually reported it at 62%.

The census bureau calculated that in 2011 there were 48 million Americans who did not have health insurance.

So this is real information available on the web in seconds. It's only BS to Conservatives like you who refuse to acknowledge inconvenient facts because they don't give a damn about other Americans.
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  #27  
Old 10-02-2013, 07:09 AM
Anonymous
 
Posts: n/a
Lol Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
The 45,000 deaths per year came from a 2009 study done by Harvard.

The % of bankruptcies caused by health care bills came from a Businessweek article. They actually reported it at 62%.

The census bureau calculated that in 2011 there were 48 million Americans who did not have health insurance.

So this is real information available on the web in seconds. It's only BS to Conservatives like you who refuse to acknowledge inconvenient facts because they don't give a damn about other Americans.
I sincerely believe that there is a subset of people who survive of what might be called "moral orgasms", loosely defined as that shiver of satisfaction derived from the feeling that they are morally superior to their fellow beings.They need it, they thrive on it and wear it like a crown.
Wallow around in your sanctimony if it keeps you going. I fine it pathetic.
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  #28  
Old 10-11-2013, 03:17 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Part of the retiree healthcare package for 2014 is available now. Still will choose between BCBS and UHC (if under 65) and the Medicare buy-up if over 65. Same deductible and a slight increase in maximum out of pocket. Still Pfizer drugs at no cost and a copay for non-Pfizer. The only thing we don't know yet is how much the premiums will increase. Last year my premium went from $111.00 to $114.57/month. No telling what it will be this year but I'm betting it will STILL be a bargain! I cover only myself since my spouse has Medicare and a supplemental policy from his previous employer.
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  #29  
Old 10-11-2013, 04:05 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
don't want your tax payer dollars going to support the poor?

Then quit claiming you want a Christian nation, because you don't.
The Church, individuals & communities are better equipped to take care of the poor than BIG GOVERNMENT!
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  #30  
Old 10-13-2013, 03:39 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
Part of the retiree healthcare package for 2014 is available now. Still will choose between BCBS and UHC (if under 65) and the Medicare buy-up if over 65. Same deductible and a slight increase in maximum out of pocket. Still Pfizer drugs at no cost and a copay for non-Pfizer. The only thing we don't know yet is how much the premiums will increase. Last year my premium went from $111.00 to $114.57/month. No telling what it will be this year but I'm betting it will STILL be a bargain! I cover only myself since my spouse has Medicare and a supplemental policy from his previous employer.
My premium for the Medicare Carve Out (high deductible, little pay) plan in 2013 for myself and spouse was $407. Remember, this is in addition to what is paid to the government for the Medicare coverage (>$230/mo). Dreading to learn what the cost will be in 2014.
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  #31  
Old 10-13-2013, 09:18 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
If Frank thinks he can save that much money on every employee it will be HR's number one priority to work on using healthcare exchanges. My predictions:

For active employees the same medical plans for 2014 but everyone gets moved into PRIVATE healthcare exchanges starting in 2015.

For retirees, move them all into PUBLIC healthcare exchanges as soon as possible. The notion that 25-30 years of work at Pfizer entitles a person to get 25-30 years of a very comfortable retirement paid for by Pfizer is dead.

It's the usual American story. We spent all our time and energy fighting changes in healthcare instead of working TOGETHER to create something really good - now we'll all get screwed by big corporations who will exploit the situation to maximize their profits at our expense. And you'll all blame Obama. Duh!!!!! It's a classic case of natural selection.........
__________________________________________________ _________

For retirees, move them all into PUBLIC healthcare exchanges as soon as possible. The notion that 25-30 years of work at Pfizer entitles a person to get 25-30 years of a very comfortable retirement paid for by Pfizer is dead.
__________________________________________________ _________

Just so you can understand this concept. The retiree medical health plan runs from age 55-65. At age 65 a retiree is forced onto medicare as their primary, and Pfizer pays as the secondary only. Retiree medical is not like a pension plan. Its a promise, not a contractual obligation like a pension, meaning the company can end the medical retiree program at any time, and eventually they will.
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  #32  
Old 10-13-2013, 09:22 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
don't want your tax payer dollars going to support the poor?

Then quit claiming you want a Christian nation, because you don't.
What a typical self-rictious idiot. Its not about not wanting to support the poor, its about not wanting to support the corrupt. Get a life and preach your no-nothing nonsense to someone too stupid to understand
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  #33  
Old 10-14-2013, 07:54 PM
Anonymous
 
Posts: n/a
Talking Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
My premium for the Medicare Carve Out (high deductible, little pay) plan in 2013 for myself and spouse was $407. Remember, this is in addition to what is paid to the government for the Medicare coverage (>$230/mo). Dreading to learn what the cost will be in 2014.
There was a time when pharma retirees got completely free health care. That ended for my company in 1987 (this company was assimilated by the Blue Borg much later). After that, monthly retiree healthcare premiums at first were tiny or non-existant if you had 28 years of service or more. That was for a really good network plan plus you could get dental and vision coverage cheaply. Even today some of these retirees only pay $150 a month. Then a few years ago Pfizer switched to a whole new retiree medical plan where the only choice for new retirees was an 80-20 plan for $600 a month (husband-wife) and which ran out after about 10 years (that timeframe varies by retiree). Since there's a $4,000 deductible I'll be spending $11,000 a year before I get a penny out of my Pfizer retiree health plan. No dental and no vision.

It's increasingly obvious that the easy and comfortable retirements enjoyed by the generations before the baby boomers were easy and comfortable in large part because they got free or very cheap healthcare, mostly paid for by somebody else. That won't be the case for those of us yet to retire. We're told we will need $250K to cover our healthcare costs in retirement. The good old days of easy retirement are gone (of course they're still here and even better for the One Percent). Generations X and Y are truly screwed. They won't get to retire at all.
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  #34  
Old 10-14-2013, 09:00 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Just got notice for my medical renewal yesterday..So much on this sight is BS...
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  #35  
Old 10-16-2013, 05:17 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
The Church, individuals & communities are better equipped to take care of the poor than BIG GOVERNMENT!
The church? Are you smoking dope?
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  #36  
Old 10-16-2013, 08:28 PM
Anonymous
 
Posts: n/a
Cool Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
The church? Are you smoking dope?
You have to remember when he says "The Church, individuals & communities are better equipped to take care of the poor than BIG GOVERNMENT!" it's just Conservative dogma mindlessly and endlessly trumpeted. The fact that it does not and cannot work in today's world is never going to change this mindless repetition.
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  #37  
Old 10-17-2013, 05:39 PM
Anonymous
 
Posts: n/a
Default Re: 2014 Pfizer Medical Plans?

The numbers have arrived. My premium has gone from $114.77 to $144.62. Seems quite reasonable to me. I thought it would be much worse!
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  #38  
Old 10-18-2013, 11:51 AM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

Pfizer Legacy Retiree here. My premium (for two medicare eligible adults) for the base Medicare Carve Out Plan went from $407 to $475/month. And, this pays literally nothing. PFE is offering the Medicare Buy Up Plan: went from $525 to $575. This is plus what the government charges each of us for the medicare premium.
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  #39  
Old 10-18-2013, 03:47 PM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

WOW-Wyeth retiree here and my premium for just myself for the Medicare Buy Up plan went from 59.77 to 74.62!!!
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  #40  
Old 10-18-2013, 08:43 PM
Anonymous
 
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Banghead Re: 2014 Pfizer Medical Plans?

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WOW-Wyeth retiree here and my premium for just myself for the Medicare Buy Up plan went from 59.77 to 74.62!!!
From this post and some others, it would seem Pfizer Legacy retirees got the short end of medical care. It's surely not what we had been told to expect from Pfizer for all those years we worked toward retirement.
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  #41  
Old 10-18-2013, 09:51 PM
Anonymous
 
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Thank Jeff Kindler, Sally Sussman,,,,you know the drill. Pfizer got a back door deal. Ian Read installed last week on Obama's Jobs and Export Council. Back scratching is how this works.
BINGO. Yes. Obama promised not to let Medicare negotiate prices if they helped to support him and ObamaCare.

Well a big problem with Medicare is NOT negotiating prices on drugs, DME, devices, labs, etc. Our Medicare and Government Health Care Systems will go broke unless they negotiate prices.

We have fixed the root of the Problems.

Follow the Money.
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  #42  
Old 10-19-2013, 09:42 AM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

Got my statement and options for 2014 in the mail.

I called 800 number and in less that 5 mins I renewed my Dental and Medicare Buy up with United health care. Dental stayed the same at 96/mo for spouse and self while health ins went from 140 to 170. Still a decent deal for sure.
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  #43  
Old 10-20-2013, 10:43 AM
Anonymous
 
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Cool Re: 2014 Pfizer Medical Plans?

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Got my statement and options for 2014 in the mail.

I called 800 number and in less that 5 mins I renewed my Dental and Medicare Buy up with United health care. Dental stayed the same at 96/mo for spouse and self while health ins went from 140 to 170. Still a decent deal for sure.
You're right - that's a great deal. Current Pfizer retirees need to remember they are part of a pampered minority where somebody else is paying for most of their retiree medical care. Maybe then they'll start having some real empathy for those who have no healthcare coverage at all and for future Pfizer retirees, who will be paying double and triple the out-of-pocket cost for healthcare.
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  #44  
Old 10-20-2013, 11:47 AM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

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You're right - that's a great deal. Current Pfizer retirees need to remember they are part of a pampered minority where somebody else is paying for most of their retiree medical care. Maybe then they'll start having some real empathy for those who have no healthcare coverage at all and for future Pfizer retirees, who will be paying double and triple the out-of-pocket cost for healthcare.
Does that mean it's time for a "national" health plan?? How about negotiating the cost of meds which the government pays about what....60% of. As a L-W employee I remember what happened when the government increased WIC - which buys baby formula for families "in need" (and I use the term "in need" loosely!). They were buying over half the baby formula produced in this country and gave it to families for free through WIC checks! Wyeth got out of the business in the US and only sold it in the rest of the world. (As you are aware-Pfizer sold the Nutritional division when they acquired Wyeth). Unfortunately, rising healthcare costs does not bode well for the Pharmaceutical industry. Generics (over 85% of the market), MCO formularies and government purchasing controls drug costs. Look what's happening to all the jobs! It's only a matter of time when the government takes the necessary steps to control healthcare cost. Docs know it-which is why most steer their kids away from medicine. You can make more money in Finance, engineering, etc, without the the tremendous debt and hassles of being a MD!! I see the future of medicine in this country and it's not great. It seems people ( and most politicians) want socialism...be careful what you wish for! Hope I am wrong.
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  #45  
Old 10-20-2013, 03:06 PM
Anonymous
 
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You're right - that's a great deal. Current Pfizer retirees need to remember they are part of a pampered minority where somebody else is paying for most of their retiree medical care. Maybe then they'll start having some real empathy for those who have no healthcare coverage at all and for future Pfizer retirees, who will be paying double and triple the out-of-pocket cost for healthcare.
I can assure you these prices are not for the current retiree, if in fact, they are for a retiree. They are much higher that these. As far as who is paying for what. You seem to forget that we once worked, and, as you said, I guess we helped pay for retirees health insurance back then. I really don't think this is how it works. If this is how you're thinking goes, us retirees established many of the popular drugs that Pfizer had at one time and still does. A new representative starting today has nothing to do with getting a product established or the existing sales. So please don't lecture us on who is paying for what. It doesn't work that way. As a healthcare company who is in the business of keeping patients healthy, I feel Pfizer should be a leader in providing healthcare coverage. Yes, do I feel empathy for those who have no insurance coverage. However, there are many social programs provided today to help those who are less fortunate. Please, in the future, no more lectures on how we should feel so fortunate. I made the choice to pay for my own college education, I made the decision to go into this sales field, I made the decision to make a career with Pfizer, I made the decision to be a loyal and very effective representative for Pfizer, and I have no regrets on receiving these benefits that were promised to me for the many years I worked hard, was away from my family many nights and weekends, and put up with all the changes over the years. I'm proud to have retired from this company. Please don't make us feel guilty as a retiree.
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  #46  
Old 10-20-2013, 04:37 PM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

I heard a physician bluntly speak today about our new national healthcare plan. Basically he spoke of how the insurance companies will benefit and how people over a certain age will not get transplants, etc. unless they are quite wealthy. This is how it has been in europe for quite some time. It is a scam, folks, wake up. Europe is taxed tremendously and that will happen here also if we ever try to balance the deficit we just keep putting out with a guy who spends like a "child" and needs to be put on an "allownace." State want minimum wage to $10 per hr. and the state of Washington wants $15. You can decide for yourself where it is all going.................blurp, blurp, blurp.
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  #47  
Old 10-21-2013, 05:40 PM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
I can assure you these prices are not for the current retiree, if in fact, they are for a retiree. They are much higher that these. As far as who is paying for what. You seem to forget that we once worked, and, as you said, I guess we helped pay for retirees health insurance back then. I really don't think this is how it works. If this is how you're thinking goes, us retirees established many of the popular drugs that Pfizer had at one time and still does. A new representative starting today has nothing to do with getting a product established or the existing sales. So please don't lecture us on who is paying for what. It doesn't work that way. As a healthcare company who is in the business of keeping patients healthy, I feel Pfizer should be a leader in providing healthcare coverage. Yes, do I feel empathy for those who have no insurance coverage. However, there are many social programs provided today to help those who are less fortunate. Please, in the future, no more lectures on how we should feel so fortunate. I made the choice to pay for my own college education, I made the decision to go into this sales field, I made the decision to make a career with Pfizer, I made the decision to be a loyal and very effective representative for Pfizer, and I have no regrets on receiving these benefits that were promised to me for the many years I worked hard, was away from my family many nights and weekends, and put up with all the changes over the years. I'm proud to have retired from this company. Please don't make us feel guilty as a retiree.
I beg to differ. I am a current retiree and those in fact are my 2014 rates...96 for Dental and 170 UHC Medicare Buy Up...Like I said still a good deal
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  #48  
Old 10-21-2013, 07:29 PM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

Quote:
Originally Posted by Anonymous View Post
I heard a physician bluntly speak today about our new national healthcare plan. Basically he spoke of how the insurance companies will benefit and how people over a certain age will not get transplants, etc. unless they are quite wealthy. This is how it has been in europe for quite some time. It is a scam, folks, wake up. Europe is taxed tremendously and that will happen here also if we ever try to balance the deficit we just keep putting out with a guy who spends like a "child" and needs to be put on an "allownace." State want minimum wage to $10 per hr. and the state of Washington wants $15. You can decide for yourself where it is all going.................blurp, blurp, blurp.
what age, and what transplants? are you talking about hair follicle transplants? if that's the case I'll be pissed!

I heard some guy tried to get an organ transplant (liver) in Europe, they told him they wouldn't do it until he lost weight, quit smoking, stopped drinking, and demonstrated he could walk on a treadmill for at least 10 minutes at 2mph. 18 months later the guy died without the transplant.

This is what we can look forward to in the US. if we choose to get fat, smoke, drink, and sit on our ass every day, the govt. will tell us no transplants. Who do they think they are? I for one hope all my tax dollars are wasted on people with bad health habits. If you think about it, unhealthy people are hoping healthy people get hit by cars so our organs will be available.
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  #49  
Old 10-21-2013, 09:32 PM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

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I beg to differ. I am a current retiree and those in fact are my 2014 rates...96 for Dental and 170 UHC Medicare Buy Up...Like I said still a good deal
My premium for the Medicare Buy Up is $499.00 per month. This is for myself on Medicare and my wife who is a year away from Medicare. Like I said, the rates you have are definitely not representative of most retirees. It depends a great deal on when you retired too. I agree, your rates are a very good deal.
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  #50  
Old 10-22-2013, 09:01 AM
Anonymous
 
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Default Re: 2014 Pfizer Medical Plans?

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My premium for the Medicare Buy Up is $499.00 per month. This is for myself on Medicare and my wife who is a year away from Medicare. Like I said, the rates you have are definitely not representative of most retirees. It depends a great deal on when you retired too. I agree, your rates are a very good deal.
That is the difference; your wife is not on Medicare so you are still paying more for her. Mine are lower because both of us have Medicare for primary and UHC buy up as supplemental.

You will see a rate drop when she goes on Medicare as Primary.
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