You must have never had a job that required you to own your car with a car allowance. The average price of a vehicle is now over $48,000. Interest rates are on average 6.5% for new cars. More for used. So you want to take that huge car payment that your allowance won’t come close to covering, pay your own insurance, your own maintenance (tires, brakes, oil changes, etc) and beat your car into the ground so by the time it’s half paid off it has 80,000 miles and will only get more expensive to own? Just so you can own the brand of car you like. lol. Brilliant. Anyone with a brain will take a company car all day. GSK would save an incredible amount of money giving you that allowance.